Hang Seng Bank  
Frequently Asked Questions
Investments - Investment Funds - Fees and Charges
   
Q: What are the charges incurred in investment fund trading?
Q: Are there any discounts on the subscription fee?
Q: Are there any additional charges to subscribe / redeem funds via Hang Seng Business e-Banking Services?

Q: What are the charges incurred in investment fund trading?
A: Basically, you have to pay the subscription fee/preliminary charges and the annual management fee when investing in a fund. The subscription fee/preliminary charge is paid upon subscription. Certain funds offer an additional class of unit that charges a redemption fee at the first 3 years instead of a subscription fee for added flexibility. The annual management fee is the annual charge for managing the fund, which is incurred daily and reflected in the fund price. In addition, some funds may charge redemption fee or performance fee. For further details you should read the prospectus or summary prospectus of the fund.
   
Q: Are there any discounts on the subscription fee?
A: Detailed fund subscription fee after deducting discount is shown on the subscription order input screen for your reference. We may offer a relevant discount on the subscription fee based on your integrated account held.
   
Q: Are there any additional charges to subscribe / redeem funds via Hang Seng Business e-Banking Services?
A: No additional charges are required.